AI-powered personal finance

Track your finances, together.

No spreadsheets. No bank sync. Tell Whisper what you spent and it handles the rest: categories, summaries, and insights for your whole household.

No charge for 7 daysNo bank connectionCancel anytime

Features

More than just logging

Log in seconds, understand in one question, and share it all with your partner.

Why we don't sync your bank

Auto-import turns money into background noise you never actually look at. Logging what you spend, the moment you spend it, is what builds real awareness. It takes five seconds, and it's the whole point.

Every transaction, every detail

Categories, subcategories, notes, installments, and cards. Your data is structured the moment you log it, so Whisper can answer meaningful questions about it later instead of just storing a number.

Shared finances, shared clarity

Invite your partner and you both log to the same household. Everyone sees the same real-time picture, so there's no more guessing what was spent or who spent it.

Ask instead of searching

"How much did we spend eating out this month?" Just ask. Whisper reads your full history and answers in plain language in seconds, with no filters to set or reports to build.

One household, any currency

Log in USD, BRL, EUR, JPY, and more. Set your household currency once and Cash Whisper converts and tracks everything against it automatically.

Powered by Whisper

Just ask, in plain language

No reports to build, no filters to set. Whisper reads your full history and answers.

What's my net worth?Show my expenses by monthWhere did most of my money go?How's my savings goal going?Am I over budget anywhere?How much did I spend on my credit card?

Who it's for

Built for how you actually live

However your household handles money, Whisper keeps it clear.

Couples & families

Share one household, log together, and always see the same picture. No more "who spent this?" at the end of the month.

Freelancers

Irregular income and mixed expenses? Log a payment or a cost in seconds and ask Whisper how the month is really going.

Spreadsheet escapees

Tired of maintaining formulas and tabs? Drop the spreadsheet. Type what you spend and let Whisper do the structuring.

Logging your money should take seconds

Start your 7-day free trial and see how fast conscious tracking can be.

Start free

Privacy & security

Your money data, treated like it's yours

Cash Whisper is built around keeping your financial information private and in your control.

No bank login

We never ask for or store your banking credentials. You log what you choose to.

Encrypted

Your data is encrypted in transit and at rest, with secure token-based sessions.

Delete anytime

Close your account whenever you want and your data is permanently removed.

Never sold

We never sell your data, and your financial records are never shared with advertisers or any third party.

I was tired of finance apps that connect to your bank, drown you in charts, and still leave you with no idea where your money actually went.

So I built Cash Whisper around one simple habit: tell it what you spent, and let the AI handle the rest. It takes seconds, it keeps you genuinely aware of your money, and every part of it is shaped with guidance from a financial expert.

It's the tool I wanted for my own life, and I hope it helps yours.

Matheus IshiyamaFounder

After helping thousands of people and families get their finances in order, I realized the hardest part isn't understanding money. It's staying in control of it, simply and consistently.

That conviction is what I brought to building Cash Whisper: a practical, intuitive experience that lets you log a transaction by text message or photo in just a few seconds. We also built it for couples, so both partners can follow and manage the same budget from their own phones, with more transparency, alignment, and control.

Because a financial tool only delivers results when it's genuinely easy to use day to day.

Armando FukudaPersonal Finance & Planning Specialist

FAQ

Frequently asked questions

Everything you need to know before getting started.

Take control of your money today

No bank logins, no setup, no spreadsheet to maintain. Just start typing what you spend. Free for 7 days, cancel anytime.